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South Carolina Motorcycle Insurance

South Carolina Motorcycle Insurance Online

From Spartanburg to Charleston, is the best resource for South Carolina bikers. On our website, you will find rate quotes from high-quality insurance providers. These nationwide companies can respond to your motorcycle insurance needs, whether you are riding a scooter, a dirt bike, or a classic. We have created a simple system that lets you search for coverage, choose the options you want, and connect with providers. So if you are looking for motorcycle coverage and the open road is calling, is the fastest way for you to answer.

The Motorcycle Insurance You Need in South Carolina

Because motorcycle insurance is a requirement in South Carolina, now is a good time to explore your options. The state uses a three number code, 15/30/10, to define its requirements. This means that motorcyclists need $15,000 in bodily injury liability for a single person in an accident, $10,000 for all people injured in an accident, and $30,000 in property damage liability. Liability coverage is very important because it guards you from medical costs, lost wages, property damage, pain and suffering, and other expenses in case of an accident. With, you will find policies that help you meet these requirements.

Other Types of Motorcycle Insurance in South Carolina

To have true peace of mind on the road, you will want more than just the minimum requirements. Consider both uninsured motorist (UM) and underinsured motorist (UIM) coverage. Both can help you when you are in an accident caused by another driver who does not have enough insurance. Another type of coverage, collision, assists you if your motorcycle is damaged in an impact with a car, a building, or another object. If your bike is affected by wind, water, theft, or other non-collision causes, comprehensive coverage can help with certain expenses. Lastly, personal injury protection can protect you from a variety of costs, such as medical, lost income, and child care expenses. You can contact the South Carolina Department of Insurance for more details, or you can start with the policies available at

How to Prepare for the Ride in South Carolina

Aside from minimum insurance, motorcycle owners in South Carolina need to meet other standards to be street-legal. They are required to take a skill test through the state's Department of Motor Vehicles. Also, bikers under the age of 21 are required to wear helmets with reflectors attached. Once you have completed testing, purchased the gear you need, and bought insurance, you will be ready for the road.

Compare South Carolina Motorcycle Insurance Online

If getting the right insurance is the only thing between you and the two-wheeled adventure you are planning, can help. From legally required coverage to extensive, high-quality policies, you will find the right option for your needs. You can begin by reviewing rate quotes. Then, determine which provider has the offer that gives you the security and the affordability you want. Explore now so that you can focus on the ride ahead.

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