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Ohio Motorcycle Insurance

Ohio Motorcycle Insurance Online is there for Ohio bikers from Cleveland to Cincinnati. On our website, you will find rate quotes from high-quality insurance providers. These nationwide companies can respond to your motorcycle insurance needs, whether you are riding a scooter, a dirt bike, or a classic. We have created a simple system that lets you search for coverage, choose the options you want, and then connect with providers. So if you need motorcycle coverage and the open road is calling, is the fastest way for you to answer.

The Motorcycle Insurance You Need in Ohio

Since motorcycle insurance is a requirement in Ohio, now is a good time to explore your options. The state uses a three number code, 12.5/25/7.5, to define its requirements. This means that motorcyclists need $12,500 in bodily injury liability for a single person in an accident, $25,000 for all people injured in an accident, and $7,500 in property damage liability. Liability coverage is important because it protects you from medical costs, lost wages, property damage, pain and suffering, and other expenses in case of an accident. With, you will discover policies that help you meet these requirements.

Other Types of Motorcycle Insurance in Ohio

To have real peace of mind on the road, you will want to go beyond the minimum requirements. Consider both uninsured motorist (UM) and underinsured motorist (UIM) coverage. Both can help you when you are in an accident caused by another driver who does not have enough insurance. Another type of coverage, collision, takes effect if your motorcycle is damaged in an impact with a car, a building, or another object. If your bike is affected by wind, water, theft, or other non-collision causes, comprehensive coverage can insure you against certain expenses. Lastly, personal injury protection can help you with a variety of costs, such as medical, lost income, and child care expenses. You can contact the Ohio Department of Insurance for more details, or you can start with the policies available at

How to Prepare for the Ride in Ohio

Aside from minimum insurance, motorcycle owners in Ohio need to meet other standards to be street-legal. They are required to take a skill test through the state's Department of Motor Vehicles. Also, bikers need to be equipped with helmets if they are new to motorcycling or under the age of 18. Once you have completed testing, purchased the gear you need, and bought insurance, you will be ready for the road ahead.

Compare Ohio Motorcycle Insurance Online

If finding the right insurance is the only thing between you and a two-wheeled adventure, can help. From legally required coverage to extensive, high-quality policies, you will find the right option for your needs. You can begin by reviewing rate quotes. Then, determine which provider has the offer that gives you the security and the affordability you want. Explore now, and you can make certain you get the best ride possible.

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