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New Jersey Motorcycle Insurance

New Jersey Motorcycle Insurance Online is there for New Jersey bikers from Sussex to Cape May. Our website is your home for rate quotes from high-quality insurance providers. These nationwide companies can respond to your motorcycle insurance needs, whether you are riding a scooter, a dirt bike, or a classic. We have created a simple system that lets you search for coverage, choose the options you want, and then get connected with providers. So if you need motorcycle coverage and the open road is calling, is the quickest way for you to answer.

The Motorcycle Insurance You Need in New Jersey

Since motorcycle insurance is required in New Jersey, now is a good time to explore your options. The state uses a three number code, 15/30/5, to describe its requirements. This means that motorcyclists need $15,000 in bodily injury liability for a single person in an accident, $30,000 for all people injured in an accident, and $5,000 in property damage liability. Liability coverage is necessary because it protects you from medical costs, lost wages, property damage, pain and suffering, and other expenses in case of an accident. With, you will find policies that help you meet these requirements.

Other Types of Motorcycle Insurance in New Jersey

To have true peace of mind on the road, you will want to look beyond the minimum requirements. Consider both uninsured motorist (UM) and underinsured motorist (UIM) coverage. Both can help you when you are in an accident caused by another driver who does not have enough insurance. Another type of coverage, collision, goes into effect if your motorcycle is damaged in an impact with a car or another object. If your bike is affected by wind, water, theft, or other non-collision causes, comprehensive coverage can insure you against certain expenses. Lastly, personal injury protection can help you with a variety of costs, such as medical, lost income, and child care expenses. You can contact the New Jersey Department of Banking and Insurance for more information, or you can start with the policies available at

How to Prepare for the Ride in New Jersey

Minimum insurance aside, motorcycle owners in New Jersey need to meet other standards to be street-legal. They are required to take a skill test through the state's Department of Motor Vehicles. Also, bikers need to be equipped with helmets that have reflectors attached. Once you have completed testing, gotten the gear you need, and purchased insurance, you will be ready for the road ahead.

Compare New Jersey Motorcycle Insurance Online

If getting the right insurance is the only thing between you and a two-wheeled adventure, can help. From legally required coverage to extensive, high-quality policies, you will find the right option for your needs. You can begin by reviewing rate quotes. Then, determine which provider has the offer that gives you the security and the affordability you want. Explore now, and you can ensure the best ride possible.

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