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Maine Motorcycle Insurance

Are you a motorcycle enthusiast in the state of Maine? Would you like to save as much as possible on your motorcycle insurance? If you answered yes to both of these questions is the answer. We know that whether you like to cruise through Maine cities like Augusta and Maine or would rather ride the Maine countryside with your friends the one thing every motorcycle rider can agree on is the need for affordable and reliable motorcycle insurance.

Getting your Maine Motorcycle License

Whether you ride a full dress cruiser or a turbo-charged sports bike the first thing you will need to acquire to operate a motorcycle in Maine is a Maine motorcycle license. Before you get your motorcycle license you must first pass the written examination for your motorcycle permit. After you have acquired your permit you can either practice with licensed riders and then take the road skills test or pass a nationally certified motorcycle safety course. The choice is yours.

Maine Motorcycle Insurance Minimums

If you ride a motorcycle in the state of Maine you need to be prepared to pay a little more for your motorcycle insurance policy. This is because the state of Maine has higher required minimum coverages for all motor vehicles. Currently, the minimum insurance requirements include:

While these are the state minimum coverages in Maine it should be noted that with the rising costs of medical care this still may not be enough. For this reason you may wish to purchase a motorcycle insurance policy greater than what is required as well as coverage for yourself and your bike in the event it is damaged or stolen.

Maine Helmet Laws

The motorcycle helmet laws in the state of Maine are very lenient. This doesn't mean that you should not wear a helmet while operating a motorcycle, however. Studies have shown that wearing the proper safety attire, including an approved motorcycle helmet reduces the risk of injury or death in the event you are in an accident. If you have had your motorcycle license less than a year or are under the age of 15 and are a passenger you absolutely must wear a DOT approved helmet.

It doesn't matter what kind of bike you ride or where you ride it, having quality motorcycle insurance is essential to your safe riding practices. understands this and that is why we offer an easy way to find multiple low cost insurance quotes in the state of Maine and anywhere else in the country. Simply fill out our questionnaire, choose the low-cost quote that is right for you and get back on the road where you belong.

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