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Louisiana Motorcycle Insurance

Welcome to the Pelican State. If you are a motorcycle enthusiast, the subtropical climate in Louisiana is perfect for riding your motorcycle year round. Whether your enjoyment comes form cruising through the French Quarter in the Crescent City of New Orleans or riding around the back roads of the Bayou down by Houma and Lafayette Louisiana offers something for every rider. It doesn't matter if you ride a sport bike or cruiser the one thing every motorcyclist in Louisiana needs is a quality motorcycle insurance policy that meets the state minimum requirements.

Your Louisiana Motorcycle License

Okay, maybe a Louisiana motorcycle insurance policy isn't the only thing you need. The state of Louisiana also requires that every rider obtain a motorcycle endorsement on their driver's license. To get your motorcycle endorsement on your Louisiana license you must pay the applicable fees - which are currently $19 - and pass a vision test, written examination and road skills test. If you would like to skip the road skills test, however, you can also come with a certificate of completion from a certified rider's course. He choice is yours.

Motorcycle Helmet Laws

The requirements for riding a motorcycle legally in Louisiana don't just stop at licensing and insurance, however. Like many other states, Louisiana requires that all motorcycle riders and passengers wear an approved motorcycle helmet that is secured with a chin strap. The helmet must be worn whenever the bike is in motion.

Minimum Louisiana Insurance

So, what are these minimum insurance requirements for the state of Louisiana? Like many other states, the insurance laws in the state of Louisiana are more about protecting the drivers of the other vehicle than the person who is at fault. This does help save your finances, however. Louisiana requires operators of all motor vehicles, including motorcycles, to obtain an insurance policy with both bodily injury and property damaged coverage, including:

If you are ready to purchase motorcycle insurance in the state of Louisiana is your online resource for everything you need to purchase low-cost insurance. Simply fill out our questionnaire and we will find multiple affordable motorcycle insurance quotes so you can choose the motorcycle insurance policy that meets your needs and get you back on the road.

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