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Indiana Motorcycle Insurance

Welcome to the Crossroads of America. Located in the Midwestern part of the United States, Indiana is home to great cities like Indianapolis and the northwest part of the state outside of Chicago as well as miles of rural roadways, making the state of Indiana a motorcycle rider's dream. Whether you enjoy riding in the big city or the open highway the one thing you definitely need is a quality motorcycle insurance policy. Fortunately, offers a great way to find multiple low-cost motorcycle insurance quotes from companies you can trust.

Indiana Motorcycle License

Along with an Indiana motorcycle insurance policy that meets the Indiana state minimum requirements you will also need an Indiana motorcycle license to operate your motorcycle legally within the state. Obtaining your motorcycle endorsement is fairly simple. The first thing you will need to do is take the written exam and get your Indiana motorcycle learner's permit. Your permit is good for one year and allows you to ride alongside more experienced riders. After a minimum of 30 days you can then apply for a motorcycle endorsement on your license. To get your endorsement you will either need to pass a road skills test or show a certificate of completion for an approved motorcycle safety course.

Indiana Insurance Minimum Coverage

Almost every state in the country requires motorcycle owners to obtain a minimum amount of motorcycle insurance and the state of Indiana is no different. If you own a motorcycle in Indiana you will need to purchase a motorcycle insurance policy with at least the following coverages:

While not required, the state of Indiana also recommends that all motorcycle riders purchase underinsured/uninsured motorist coverage equal to your minimum liability coverages in the even the other driver is at fault and does not have adequate insurance.

Indiana Motorcycle Helmet Laws

While the state of Indiana does have a motorcycle helmet law on the books, it is only required that riders and passengers under the age of 18 wear their motorcycle helmet while operating a motorcycle. It should be noted, however, that a properly fitted motorcycle helmet is a proven way to reduce the chance of brain injury or death and should be worn by every rider.

When you are ready to purchase an Indiana motorcycle insurance policy let help. Our easy to use system allows you to get multiple low cost insurance quotes from reputable insurance companies so you can get your bike back on the Indiana roadways where it belongs.

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