Motorcycle Insurance Articles
Special Discounts Available To Motorcycle Insurance Owners Who Buy Online
2011-01-17
When you decide to buy motorcycle insurance online, you would be surprised to learn that several insurance providers offer discounts to those who purchase online. Insurance discounts are a great way to reduce premiums further and here are some discounts that many companies provide.
Low Mileage
Low mileage discounts are especially awarded to those motorcycle owners who have kept their mileage low. These kinds of discounts are best suited to those individuals who no longer drive too often because of a job change relocation or going back for studies in school. The amount payable towards the motorcycle insurance would be calculated based on the extent to which the person rides the bike. Thus the premiums would depend on the mileage calculated. This is one of the insurance discounts available which can be leveraged to one's advantage.
Multiple Motorcycles
If an individual has multiple bikes and all of them have been insured by the same insurance company he or she is eligible for discounts on all the bikes. When you buy motorcycle insurance online it is best to clarify with your existing insurance provider if they would be able to provide a significant discount should you decide to insure all your bikes with that company. Typically all insurance companies will offer a discount in such cases.
Mature Riders
Compared to young bike riders mature riders tend to receive more discounts from insurance companies since they have been riding the bike longer and hence have more experience. This is a good way to reduce premiums by adding on the miles and waiting for a few years to get experience riding the bike.
Motorcycle Association
One of the best ways to get substantial insurance discounts on your bike is to become a member of a motorcycle association. Motorcycle associations enjoy preferred discounted rates with insurance companies and hence their members qualify for cheaper rates. Make sure to check with the particular association whether they do provide subsidized motorcycle insurance for members. Make sure to also calculate to check if you will be saving cash on your insurance after becoming a member of this association.
It is crucial to know how motorcycle insurance functions in order to know how to get discounted rates. Purchasing motorcycle insurance online is always a better way to get access to special discounts. When you buy motorcycle insurance online you are able to compare prices and rates seamlessly as well as compare discount deals across multiple insurance providers. There are online price comparison tools that enable you to compare various insurance plans not only based on discounts but also policy features. This will enable you to obtain a policy that is affordable and provides coverage your bike needs.