Motorcycle Insurance Articles
Roadside Assistance Coverage Under Motorcycle Insurance
2010-08-16
When researching motorcycle insurance quotes, always look into the company's roadside assistance plans. Depending on your motorcycle insurance carrier, roadside assistance may be offered at little or no charge. For motorcyclists, it pays to shop around and explore the different roadside assistance programs offered by each company. Many insurance providers offer roadside assistance because it's in the company's best interest to get your bike off the road before a person hits you or your motorcycle. If your provider does not offer free roadside assistance, it's well worth the small quarterly or annual fee.
In case of an emergency, your provider's roadside assistance program will send out a qualified tow truck or repair service to get your bike moved. In the event that you run out of gas, get a flat tire or need a jump, roadside assistance will send someone out right away. Once you have enrolled in a roadside assistance program, qualified service professionals are available 24/7. To use the roadside assistance program offered by your insurance company, simply call the toll-free number. Roadside assistance is designed to help any time your vehicle is disabled. If your motorcycle runs out of fluids, such a coolant or gas, roadside assistance will send someone out right away to get your motorcycle running again.
If your motorcycle is not running at the time of the roadside assistance call, repair technicians may attempt minor mechanical adjustments before towing your motorcycle to the nearest service center of your choice. Depending on your roadside assistance coverage, towing may be limited to a 30, 50 or 100 mile radius.
Breaking down on the side of a country road or interstate is a harrowing experience. Disabled motorcycles and vehicles parked on the shoulder of the road are at a much higher risk of being hit by oncoming traffic. In the event that your motorcycle is parked on the side of the road, your insurance company will be responsible for any medical expenses and repair costs. To an insurance company, the price of offering free or low-cost roadside assistance with motorcycle insurance quotes is far lower than paying a claim for a two car accident caused by a disabled vehicle or motorcycle. It is in the best interest of your insurance company to remove your vehicle from the side of the road as soon as possible.
If your current plan does not include roadside assistance, it might be time to upgrade your policy. The small price for roadside assistance benefits is well worth it. For example, hiring a tow truck on your own can easily offset the cost to purchase roadside assistance coverage.