Motorcycle Insurance Articles
Motorcycle Insurance Quotes For Those Who Ride Custom Bikes
2011-02-14
Buying insurance for a custom built motorcycle is not as difficult as it may seem. Custom bike insurance demands higher rates, but there are many ways to cut costs and save money. Insurance companies usually offer motorcycle insurance quotes for custom bikes, featuring various discounts and incentives for those who meet certain requirements.
In case you are searching for custom bike insurance, consider using the resources available online. There are many great tools and quote comparison websites that can help you find and compare motorcycle insurance quotes from leading companies. You will want to get decent coverage without spending a fortune on your policy. When you compare custom bike insurance quotes, you will get a clear picture of the main types of coverage available on the market.
Quote comparison websites usually provide information and tips on buying custom bike insurance. Customers can read reviews written by other users, search for motorcycle insurance quotes online and compare the best offers out there. However, you need to understand how motorcycle insurance works before making a decision.
Make sure you search for information about liability coverage, collision coverage, passenger coverage, service coverage, no-fault coverage, uninsured and under-insured motorist coverage, bodily injury liability coverage and comprehensive coverage. These are the main types of motorcycle insurance. It is important that you do a little research in order to decide what type of coverage suits your individual needs.
Repairing or replacing a custom built motorcycle is very extensive. That is why you will be required to pay more when buying custom bike insurance. The good news is that you can save hundreds of dollars per year by making some small changes. Keeping your bike in a garage at night can help you save 5% to 10%. You will receive a low mileage discount if you do less than 3,000 miles a year on your motorcycle. Installing anti-theft devices and safety features to your bike may secure you a further discount of up to 10%. Another way to get lower rates is to take advanced training courses. You may also increase your deductible in order to pay less on custom bike insurance. Be sure to ask about the different discounts that may be available with your policy.
When searching for motorcycle insurance quotes, you will see that each company determines your rates based on different criteria. Premiums may vary drastically, especially for those who own a custom built motorcycle. Take the time and evaluate at least three quotes before you opt for a particular plan. Shopping around for custom bike insurance can sometimes be the most effective way to save money on motorcycle coverage and get the best value for your money.