Motorcycle Insurance Articles
Finding The Right Motorcycle Insurance For Cross Country Trips
2010-07-22
A cross country trip is always a big ordeal, but it's an especially large undertaking when you're making the trip on motorcycle. There's certainly a lot to think about, from the weather to your bike's maintenance schedule to your insurance. Customizing your insurance is an important step, as you'll need different coverage when traveling long distances than what you'd use for your day-to-day bike trips. You'll probably need to gather a few motorcycle insurance quotes and take a sensible approach in order to make sure that you and your bike are properly covered before your cross country trip.
The first thing to do is to look at your motorcycle insurance coverage's optional add ons. There's often an option for 24/7 roadside assistance. This is a very wise buy if you're going on a long trip, because there's obviously a much higher probability of a bike breakdown if you're traveling for a few hours a day in areas that you're not familiar with. Roadside assistance can save you hundreds of dollars on towing and other costs as well as the time and hassle of breaking down without it, and the added coverage is usually only a few dollars a month. You always have the option of adding this coverage before your cross country trip and getting rid of it once you get back--although, as motorcycle insurance quotes are hardly affected by roadside assistance coverage, you might end up deciding to keep this special add-on.
You'll also need to evaluate your coverage to make sure that you're buying enough. Your chances of a serious accident increase dramatically when you're driving in new or unfamiliar territories. Look at your comprehensive coverage and personal injury coverages to make sure that you're properly protected. You might also elect to increase your liability coverages. Remember, you're free to make changes to your coverage just for the duration of your trip. Gather several motorcycle insurance quotes and consider upping your coverage in several areas. If you've already got decent coverage, be sure to discuss your trip with your insurance agent and get his or her recommendations. Some insurance providers have temporary coverage plans designed for bikers who make cross country trips, and these plans can be a great, simple way to keep yourself covered on the road.
You should always look at your insurance coverage before taking any major trip. Even if you only spend a few minutes reviewing motorcycle insurance quotes and thinking about additional motorcycle insurance coverages, you'll be able to ride much more securely. You'll know that if anything happens on the road, you're fully protected--and hopefully, you won't be paying too much more for the privilege.