Motorcycle Insurance Articles
3 Ways To Access A Motorbike Insurance Rate Quote Online
2011-04-22
A good motorbike insurance rate quote can mean better coverage and lower annual costs for a rider. Unfortunately, many motorcycle owners don't know where to look to get a quality online quote, and as most modern insurance companies provide the majority of their services online, not knowing where to look can mean paying much more for a policy. There are a few key places that bikers can look for an online motorbike insurance rate, including insurance agents, insurance company websites, and third party insurance comparison websites.
Of the three options, insurance agent websites can be the most difficult to use for a reliable online quote, because some insurance agents are biased towards a particular insurance provider. It can be difficult to tell whether or not this is the case simply by looking at the website, and as insurance agents make a commission off of each policy, their quote generation tools can be suspect at best. However, these websites can still provide worthwhile insurance tools, especially if they come from an insurance agent that the biker knows personally.
Insurance company websites are another source for a motorbike insurance rate quote. These websites are very accurate, since they use algorithms to figure insurance rates that come directly from the insurance providers themselves. However, they can be very time consuming. In order to look at a few different insurance quotes, a bike owner will have to manually fill out insurance forms on several provider websites. This can take a very long time, because each online quote form can last for several pages. It's common for a web form on an insurance company website to take about twenty minutes to fill out completely, and although their quotes are accurate, it can be difficult to collect four to six insurance quotes without spending a tremendous amount of time online.
A third option is insurance company comparison websites, which work by feeding information from a single online form through several major motorbike insurance providers. This results in quick, accurate quotes from multiple sources. Comparison websites can be an excellent tool for riders who need to quickly check their insurance rates on an ongoing basis. They're easy to use and can cut down on the amount of time that an insurance buyer spends online dramatically. What's more, they're supported by major insurance companies, who see comparison websites as an easy form of advertising and a way to get information on their rates out to customers. Bike owners might decide to use insurance quotes from all of the sources listed above, but a good insurance comparison website is a great place to start when trying to get a great quote for coverage.