Michigan Motorcycle Insurance
Almost completely surrounded by the Great Lakes and home to more 64 thousand inland lakes and ponds, riding a motorcycle through the state of Michigan is like riding through a dream. Without proper motorcycle insurance, however, your Michigan riding dream can quickly become a nightmare. To help ensure this doesn't happen, MotorcycleInsuranceQuotes.com provides a quick and easy way to find a Michigan motorcycle insurance policy that meets your needs and your budget.
Michigan Motorcycle License
Before you even think about purchasing a motorcycle insurance policy in the state of Michigan, or even putting your motorcycle to use on Michigan roadways for that matter, you first need to get a Michigan motorcycle license endorsement. Fortunately, obtaining your Michigan motorcycle license is fairly simple and only requires you to study and take the written test, a road skills test and pay the applicable fees. Once you have gotten your motorcycle endorsement just find affordable insurance with MotorcycleInsuranceQuotes.com and get ready to cruise Michigan in style.
Are there Michigan Insurance Minimums?
Like most other states, the state of Michigan requires all operators of motor vehicles to purchase motorcycle insurance that meets their minimum coverage requirements. Unlike most states, however, Michigan is a no fault state, meaning that an injured driver cannot sue for pain and suffering unless the injury causes permanent scarring, disabilities or death. The minimum state requirements for Michigan motorcycle insurance include:
- Bodily Injury Liability - Bodily injury coverage helps pay for medical expenses for the driver and passengers of the other vehicle when you are at fault in an accident. Michigan requires a minimum of $20,000 in coverage for one person and $40,000 for all people injured.
- Property Damage Liability - Along with bodily injury liability Michigan also requires a minimum of $10,000 in property damage liability coverage. This typ of insurance protection pays for damages to the other person's vehicle as well as damage to buildings, signs and other property.
Michigan Helmet Laws
If you live in the state of Michigan and want to cruise the highways on your motorcycle you need to wear a motorcycle helmet that has been approved by the state police at all times. Because your motorcycle helmet needs to be approved by the state police it would be wise to check with them to ensure your motorcycle helmet meets their standards before riding.
No matter where you ride in the state of Michigan or what type of bike you own, having adequate motorcycle insurance is essential to your financial safety. Fortunately, MotorcycleInsuranceQuotes.com has made it easier than ever to find low-cost insurance quotes online. This means that you can get a Michigan motorcycle insurance policy from a reputable company without leaving the comfort of your favorite chair. MotorcycleInsuranceQuotes.com - your online source for Michigan motorcycle insurance.