Motorcycle Insurance Articles
When To Start Riding After Purchasing Motorcycle Insurance Online
2011-02-04
Motorcycle enthusiasts are understandably excited to get their new cycle on the road as quickly as possible after purchase. When purchasing motorcycle insurance online, however, it is important to understand the mechanics of the individual policy purchased and be able to abide by the stated policy instructions before beginning to operate the motorcycle on the open roads. While some motorcycle insurance policies may activate instantly after an online purchase, others may have a waiting period or require more than a digital signature and payment to activate. Different motorcycle insurance online companies handle the final sign off of the insurance paperwork in different ways. Motorcycle owners must be careful to read the fine print and understand any waiting periods or final approvals that must be signed off on before beginning to operate their motorcycle under the assumption that they have full coverage from the purchasing of motorcycle insurance online.
It is important when purchasing motorcycle insurance online to understand the difference between generating an instant quote and the actual purchase of motorcycle insurance online. When generating motorcycle insurance quotes, the quotes are considered to be estimates and not necessarily representative of the final cost of the individual motorcycle insurance policy. The process of obtaining motorcycle insurance online is more extensive and involves filling out an application, having an interview with an insurance agent who will be handling the paperwork to generate the motorcycle insurance, arranging for payment terms, providing payment information, generating a temporary insurance identification card, and then finally receiving a packet of information with comprehensive information and permanent identification cards to acquaint the motorcycle operator with all the information they need to know to use their new motorcycle insurance policy.
At the very least when purchasing motorcycle insurance online, payment must be processed and the temporary insurance card must be issued before the motorcycle operator can begin to ride their cycle on the open roads and be fully covered. However, the driver of the motorcycle should not operate their bike until they fully understand what is covered under their motorcycle insurance online policy, how to redeem benefits and make a claim, when payments are due, and what to do in the event of an accident.
Without understanding how the motorcycle insurance policy works, what is covered, and what to do in an accident, the motorcycle operator is unprepared to operate their cycle in a safe and respectful way on the open road. To fully utilize the benefits available to a motorcycle enthusiast under their motorcycle insurance online policy, it is important to be fully prepared and educated about how the policy is activated, when it is activated, and proof of insurance must accompany the driver while operating the cycle.