Motorcycle Insurance Articles
What To Provide An Insurance Company After A Motorcycle Accident
2011-03-01
Obtaining fair compensation from motorcycle insurance companies is possible only if you provide necessary information and evidences that will help the investigation process. If you have incurred injuries and damages due to a motorcycle accident, you can file for compensation by contacting the insurance company. This will help you deal with the financial expenses that you may have occurred because of the fatal incident. After all, the primary purpose of obtaining motorcycle insurance quotes is to reduce the financial burden.
The first thing that one will have to do is prepare a demand letter. The demand letter must include strong arguments regarding the liability and injuries that one has incurred due to the accident. Usually, the letter starts with a clear description of the event along with relevant facts that can help one endure a successful insurance claim. It should also include information about the future medical costs, income loss and other potential damages that one will have to bear because of the motorcycle accident. One must submit the demand letter to motorcycle insurance companies so that they can process the claim.
Consumers are also expected to provide the police report along with the demand letter to the motorcycle insurance companies. If one knows about the other driver's bad driving history, one must include this information as well. Information about the other driver's name, address, vehicle registration plate number, place of employment and other general details should also be supplied to the insurance company.
Anything else that confirms the true identity of the other driver would be helpful as well. While seeking motorcycle insurance quotes, it's advisable to check with the insurance provider about the kind of information they would need in order to process a claim so that one doesn't miss any other information that may be required.
One must provide as detailed information as one can about the entire event. Information about the name of the road, weather condition, name and contact details of the witnesses along with hospital bills should be supplied to the motorcycle insurance companies so that they can investigate the matter from their end to decide the amount of money that needs to be compensated.
Most insurance companies require a person to file a claim within a certain time-frame. Claims filed after the due date will be duly rejected by the insurance companies. Therefore, it's recommended that you check the claim period while seeking motorcycle insurance quotes itself, in order to avoid denial of the insurance claim in the near future. One must also check the policy clearly to see what is included and excluded under the policy to prevent unwanted surprises while filing an insurance claim.