Motorcycle Insurance Articles
Motorcycle Fatalities Experience 10 Percent Decrease In 2009
2010-05-01
Motorcyclists are legally required to possess motorcycle insurance to operate a bike. If a regrettable accident transpired, a motorcycle insurance company would help pay for any injuries or damages that resulted from the misfortune. Further, motorcycle insurance may help cover the expenses of repairing or replacing your bike if it is either damaged or stolen. In order to locate the most affordable motorcycle insurance coverage available, one is advised to shop for quotes online.
Riding a motorcycle is more dangerous than driving a standard vehicle. However, the Governor's Highway Safety Association recently released a report that found motorcyclist traffic fatalities experienced a 10 percent decrease in 2009. This data indicates that motorcyclist deaths decreased nationwide for the first time since 1997. There are many likely factors for the steep decline in lethal accidents. One reason for the reduction is the global recession that began in 2007. For many motorcyclists, biking is intended more for recreation than it is as a means for travel. Hence, many bikers simply did not ride as frequently during the economic calamity as they did in the past and this resulted in fewer crashes.
Biking fatalities also plummeted because of the many state motorcycle safety programs that have been mandated. In response to the steady rise in biking deaths, many states instituted motorcycle safety efforts to combat and diminish the dangers. These programs emphasize traffic law enforcement and they serve as a form of motorcycle training. Such training provides inexperienced bikers with valuable tips for precautions on the road.
State motorcycle safety programs have additionally helped lessen bikers' deaths because they have increased other motorists' awareness of motorcyclists. In the past, many motorcycle fatalities were caused by drivers of cars. Vehicle operators have historically reported difficulty seeing motorcyclists and this trouble has led to numerous accidents. State motorcycle safety programs have been particularly effective because they have made drivers and bikers more cognizant of each other.
Finally, the national weather average was colder in 2009 than it was in 2008. The inclement conditions forced many bikers off of the roads. Obviously, the fewer motorcyclists that ride, the less likelihood there is that an accident will transpire.
The struggling economy and bitter weather conditions were absolutely major elements in the 10 percent decrease in motorcycle fatalities last year. Nevertheless, state motorcycle safety programs and driver awareness campaigns were equally important to the large reduction in deaths. Regardless of the increased risks of riding a bike, auto insurance coverage and motorcycle insurance coverage are generally quite comparable. Considering that biking was dramatically safer in 2009 than it was in 2008, motorcyclists may want to compare quotes online to receive the preeminent motorcycle insurance coverage today.