Motorcycle Insurance Articles
How To Find Motorcycle Insurance Quotes For New Choppers
2010-08-21
New choppers are popular with a lot of people who love riding motorcycles, but before you go out and buy one, you should find out what is involved when trying to get insurance on one. Chopper motorcycle insurance is a necessity for anyone who owns one, just as it is for any kind of motorcycle. Motorcycle insurance quotes for new choppers are a little more difficult to find than they are for standard factory built motorcycles. These kinds of bikes are considered to be custom built motorcycles and may be difficult to insure for various reasons. This is why finding motorcycle insurance quotes for them can be hard to do. Not all motorcycle insurance companies will insure them.
One reason why choppers are hard to insure is because there is often no blue book value that can be placed on them which most insurance companies need in the process of determining their quotes. If you have never had experience finding motorcycle insurance quotes for new choppers this may come as a surprise for you. Another surprise for some motorcycle enthusiasts is that fact that a custom built motorcycle is hard to register with the Department of Motor Vehicles. This is another factor that adds to the difficulty in insuring them. All vehicles need to be registered to be on the road. Without proper and legal registration, no insurance company wants to offer insurance for your motorcycle so make sure it is registered for the road first.
Before you buy a new chopper make sure you know how to find motorcycle insurance quotes for it. One way is to contact various motorcycle insurance companies and ask if they will give you a quote for a new custom built motorcycle. You can check with various online sites to see if they offer custom motorcycle insurance. You may need to call the insurance company and speak with a representative directly for insurance quotes on new choppers. Before you call you should get an appraisal on your motorcycle. You can locate custom motorcycle appraisers online. You will need to call one and set up an appointment for your new chopper to be appraised.
Armed with your appraisal, you can then start contacting motorcycle insurance companies for custom motorcycle insurance quotes. You may have to contact several insurance companies before you can find one that will insure a chopper. Another option is to locate a custom auto insurance company that may insurance custom motorcycles as well. You can find these types of custom insurance companies by searching for them online.